This article discusses a new fintech startup called Pebble, which aims to provide a simple and attractive financial app that allows users to hold their first digital assets without needing to be crypto-savvy. The startup has already developed features such as bill tracking and management, payroll integrations, and the ability to accumulate reward points for activity on the app called "Pebbles".

The article highlights several key points about Pebble:

  1. Simple and Attractive Interface: Pebble’s founders aim to create a user-friendly interface that makes it easy for non-crypto users to understand and use digital assets.
  2. Bridge between Web2 and Web3: Pebble seeks to bridge the gap between traditional web services (Web2) and decentralized systems (Web3), making it easier for users to transition into the world of cryptocurrency.
  3. Reward Points: Users can accumulate "Pebbles" by engaging with the app, which will give them more power as the platform evolves.
  4. Integration with Traditional Banks: Pebble does not aim to replace traditional banks but rather provide an alternative that is more user-friendly and feature-rich.

The article also mentions Terra’s UST crash and how it may affect crypto regulation in the future. However, Pebble seems to be focused on providing a user-friendly platform for non-crypto enthusiasts rather than dealing with regulatory issues directly.

Overall, Pebble appears to be positioning itself as a fintech startup that aims to make digital assets more accessible to a broader audience by providing a simple and attractive interface.